i used them for a year then moved on from them and i was assured that there would be no further charges at the end of the policy after paying it off, low and behold 8 months later i get a call from the bayliffs asking for 250 quid saying i cancelled earlty without paying and changed contac details to dodge them but i still have the same number, i reckon they purposely didnt contact me to get the big lads involved, i apealed against it and they had to pay me �250 for my trouble.