Everyones got some sort of insurance so i would like to know

What insurnace company are you with? and have you had any troubles or any good points about them?

I'll start, im with Rampdale insurance. They are not too bad have a call centre somewhere in the UK with properly english people who arent just reading from a book. Bad points, Renewal quotes could be lower and they complain the market changes so much that one week a got a quote last year of �500 then a week later is was �400!!! bit miffed at that.

Im looking at getting a new insurance quote but as usual the quotes range quiet stupidly and im still not happy with my cheapest quote of �450 (even though this is with the Rampdale who tried to requote me for �500 so went on the internet and now they only ask for �450!!!)

__________________
Plough on

I'm with Equity Red Star. Paying approx �200 ish for my new XT but my renewal for my first 04 XT last year was �115. Both fully comp.

So far I am happy with no complaints.

__________________

Im with Bennits �500 com insurance but if you have to change any thing on your policy they charge �25 admin! dont know if I will use them next year have to wait and see what they quote !

I am same as Tony660x, with Equity Red Star, been with them for my last few insurances. Through a broker, Westhill Insurance Services. Who have always been very good, come renewal time, I just find the best quote I can, and so far, they have always matched it. Never had any other need to communicate with them between renewals, so cant comment on how they might handle any claim, or problems, and fingers crossed, it stays that for for a long time to come.
I pay �117 comprehensive with legal cover, I have 6 years NCB. That's on my 08 bike.
Works for me.

also with equity red star via motorcycle direct, was with carol nash until a couple of weeks ago again using equity red star, somehow motorcycle direct managed to undercut them on my renewal by �80 but still with equity red start, no idea how but hey i aint complaining!

anyway i paid �360 fully comp on two bikes (harley and the XT) guaranteed value on the harley (12k), breakdown and protected no claims etc all included full no claims no convictions etc etc etc

just renewed good deals at moment,C NASH �221,ESURE �212 then got NASH down to �202 ,ESURE then went to �181 back to NASH �161 FC 2 bikes got bored listerning to same questions paid up but i am happy 10 years n/c and old.
I always do verbal quotes and website then let them do the chasing

I am currently with bennetts too. This year i paid about �280 fully comp which i didn't think was too bad seeing as i had only just got my licence. The renewal is now �372 wtf!!!!. Done all the usual internet searches etc and best i can get is �214 from H&R and then legal cover free from thebikeinsurer.com. Looks like i'm going with them.
Isn't it stupid that quotes go up, the bike is worth less, i have 1 years NCB etc.

__________________
or olives???
quote motonacio "this is to certify Meach is not the prat you'd think from his posts"
http://www.youtube.com/imeach

�214 from H&R looks about right, Bennetts are robbing so and so! I agree it should of been lower with your existing supplier 1 clean year on.

__________________

Did a lot of searching around what with just having crossed the devide from VFR to XTR.

Had a lot of problems with the R version not being listed online , the only place I found that had it listed was Motorcycle direct. Of the other 6 or so places I ended up phoning , 2 had it on extended lists and 1 said they could add a note to the underwriters.

As far as prices went, mine ranged from �350 to �114 fully comp with 4 years NCD.

I ended up going with Equity Red Star and at �114. Surprisingly different brokers will charge hugely different premiums for the same insurance with the same insurer. EG: Falcon Bikes quoted me �325 for exactly the same policy with Equity Red Star as Motorcycle Direct did for me for �114.

Seems that Equity Red Star is a common theme here , they were best for my VFR too at �89 fully comp.

I cant believe that the XTR is only one group down from the VFR (13 as opposed to 14), I guess its all you XTX'ers putting the price up.